This account is mostly for small businesses and offers a large degree of flexibility. Holders can benefit from a very low balance commitment of Rs. 10,000 per month.

Thus, the account's services are without charges. Moreover, deposits up to Rs. 200,000 per month and withdrawals from IndusInd ATMs are for free.

Other banks are also free but limited to 5 transactions per month.

The debit card linked to this account comes with insurance, replacement and supplementary card included in its annual costs of Rs. 249. Both card and account can be used online via Internet and telephone banking.

In short, this is an economical choice for smaller companies and self-employed individuals who want to satisfy their principal banking needs.

Benefits:

  • Perfect fit for small business and individual professionals  
  • Quite low required monthly balance on the account
  • Valuable debit card with complete services
  • Decent free deposit and free withdrawal limits

Costs & Conditions


Annual FeeRs. 350.- 450
Debit CardRs. 249.-
MAB (Monthly Average Balance)Rs. 10,000.-
Free Deposit LimitsRs. 200,000.-
Cash WithdrawalFree
Withdrawals AbroadRs. 125 / per transaction
Online ServicesYes

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