Simply Click SBI Card is a very practical card for online shopping. It is recognised as the only card in India with such high focus on online purchases. This is because it comes with many rewards and discounts.

Already, by joining the card users get their first present, an amazon gift card worth of Rs. 500. The State Bank of India collaborates with the biggest players in e-commerce in the country, between them Amazon, Bookmyshow, Cleartrip and FabFurnish.

Card holders can earn 10X reward points on online purchases from these partners. For every other partner, holders can still earn 5X reward points per online purchase. What is more, users can receive extra milestones rewards and vouchers by reaching some level of spends.

Regarding the costs, there is a one-time fee of Rs. 499 to join the card. Then, if more than Rs. 1,00,000 are spent with the card per year, it is free of charge. Otherwise it costs Rs. 499 annually.

Overall, this card is a great match for frequent online shoppers, especially those who shop on the partner sites.

Key strengths

  • Many benefits with online purchases
  • Possibility to use the card free of charge
  • Contactless payments are possible
  • Order and use the card totally online

Costs & Conditions


Joining FeeRs. 499.-
2nd Year FeeRs. 499.- or Rs. 0
APR3.35%
Money Withdrawal2.50% of the amount or Rs. 300
Exchange Fee3.50%
IssuerState Bank of India
Grace Period20

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Who is the State Bank of India?

SBI Cards consist a joint venture between the State Bank of India and GE Capital. Together they offer a wide variety of valued and premium cards for the Indian market. All payment products are innovative, can be ordered and used online and come together with many additional benefits.