The ICICI Bank Platinum Chip Credit Card has a unique metallic square (chip) that makes every transaction in a modern and secure way to ensure payments’ safety. Next to that, this credit card comes with many rewards and benefits.

To start with, this ICICI card offers payback rewards, for every Rs 100 spent 2 payback points are earned. These points can be exchanged for attractive reward options. Customers can save on the annual fee of the card, just by spending Rs 50,000 per year on purchases of their choice. Then, the following year the usage of the card and all accompanying facilities coming are without cost.

Another advantage of the ICICI Platinum is the fuel surcharge waiver. When filling with fuel, 1% of it is waived for transactions above Rs 4,000.

For food lovers, the ICICI card offers the culinary programme. A minimum of 15% is saved on the bill. This applies to several fancy restaurants all over the country.

ICICI offers a wide selection of credit cards, with the Platinum Chip Card first on the list. It is one of the least expensive you can find at the bank but still with several rewards, benefits and discounts. For those who like treating themselves to a platinum level of services, this card is a great fit.

Benefits :

  • Save on fuel, food and earn many rewards
  • Possibility to save on the annual fee
  • Choose Visa or Mastercard, worldwide accepted cards
  • Chip technology to secure all transactions

Costs & Conditions


Joining FeeRs. 199.-
2nd Year FeeRs. 99.-
Money Withdrawal0.50%
Exchange Fee3.50%
IssuerICICI Bank

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> Apply for ICICI Bank Platinum Chip Credit Card!


Who can apply?

This card is eligible to adults older than 23 years old, residing in India and earning a net year salary higher than Rs 2.5 lakhs.