Citi Cash Back Visa introduces its clients to a spend and save pattern. The more somebody spends with this credit card the more he can get back. Holders also receive other exclusive advantages throughout the entire year, such as benefits on shopping, discounts on restaurants and easy bill payment choices.
More precisely, there is a benefit of 5% cash back on movie tickets, telephone and all utility bills. Citibank claims that this can save Rs. 100 per category. For the other transactions 0.50% of cashback is received.
Apart from the cash back possibilities, this card offers several discounts. Customers can benefit from exclusive discounts on numerous restaurants all over the country. What is more, it is possible to pay up to Rs. 5,00,000 and reimburse Citibank later in monthly instalments. All the information, transactions and payments can be followed and completed via the Citibank’s mobile and online banking.
As far as fees are concerned, there is a charge of Rs. 500 on a yearly basis for the maintenance of the card and all the additional services received.
Considering the cash back opportunities, the annual fee is affordable. By taking advantage of online bill payments users can end up with more rupees in return.
Special points:
Who is eligible?
All adults 18 years and older with a Pan Card can apply for this credit card.
Who is Citibank?
Citibank in India is a large private bank with its headquarters in Mumbai. It belongs to Citigroup, a multinational banking firm based in New York. Citibank India has cooperated with the American group for 200 years. The institution provides a large choice of financial products like bank accounts, credit cards, business banking and investment possibilities.
