The platinum version of American Express, is an excellent choice for frequent air travellers who enjoy luxury and complete certainty during trips. As an American Express card, there is no limit on credit which means users can do unlimited spends per month. Of course repayment has to be made and can be done either at the end of the month or by small monthly instalments.

This platinum card can be considered high-priced with a fee of Rs. 5,000 onwards after the second year. To compensate, various rewards are offered back.

There is a huge ongoing reward programme, starting with a welcome gift of 5,000 bonus points. In short membership points are calculated while shopping or reaching some expense milestones. Then, they can be exchanged for paying flights, restaurants and hotels across the world. Also, they can be used to pay off the card’s charges. By taking advantage of all the rewards users can save up to Rs. 33,000.

On the whole, this platinum credit card is a great fit for regular travellers who fly in and out the country and don’t mind paying the fee for quality and rewards.

Special Benefits:

  • Many rewards for flights and other services
  • Access to airport lounges and priority pass
  • Additional credit card for free
  • Online application and contactless payments

Costs & Conditions


Joining FeeRs. 3,500.-
2nd Year FeeRs. 5,000.-
Money Withdrawal3.50%
Exchange Fee3.50%
IssuerAmerican Express
Grace Period50 days

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> Apply for Platinum American Express Travel Card!


Eligibility :

This platinum credit card is accessible to Indian residents with an annual income of Rs. 6 lakhs or above. Minimum age is 18 years old.