This is the gold version of American Express card series with numerous rewards and benefits. It is suitable for everyone who likes to benefit from high quality services.

One of the main features of this card is the unlimited spends users can do with it. In comparison to other card issuers, American Express does not require a predefined limit for its credit cards. On the other side, holders are asked to pay back the money spent at the end of each month. This can be beneficial to those who prefer paying their bills at the end of the month.

Regarding costs, the annual fee for the first year is Rs. 1,000 and after this Rs. 4,500 per year. Some may consider this fee rather expensive. Though after studying the benefits and rewards of the card, it can actually turn out to be profitable.

What are the rewards?

  • Welcome gift of 4,000 bonus membership points
  • Two more gold cards for free
  • 1,000 points per 6 transactions
  • 1,000 points for 4 transactions in the same month
  • 5,000 points upon first year card renewal

And so on, American Express offers diverse ways of earning points exchangeable for various services. Users can exchange these points among many partners such as hotels and airlines, or even buy from a 18 or 24 carat gold collection.

Other benefits include discounts for many luxury restaurants, any time assistance and zero liability in case of loss of the card.

Costs & Conditions


Joining FeeRs. 1,000.-
2nd Year FeeRs. 4,500.-
Money Withdrawal3.50%
Exchange Fee3.50%
IssuerAmerican Express
Grace Period50 days

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> Apply now for American Express Gold Card!


Who is eligible for this card?

All adults, with salary higher than Rs. 6 lakhs per year, can apply for this gold card. It is equally accessible to self-employed individuals.