Personal Accidents 2 lakhs / person IFFCO Tokio Insurance is the merger of Indian Farmers Fertiliser Cooperative and Tokio Marine together with Nichido Fire Group, the large Japanese insurance group. It is currently one of the big players in the Indian insurance sector, providing insurances for multiple categories.

Their car insurance plan comes with many benefits and possibilities. IFFCO Tokio offers the basic third-party liability policy and the more complete, comprehensive cover. For the latter, the coverage includes damages caused by third party sources, personal accidents and physical damage to the vehicle.

Apart from that, you can choose additional services like on road assistance or full coverage of replaced parts without taking account of depreciation. There are 2,000 garages across India you can visit to have your car repaired at no cost. The premium is noticeably higher than the main Indian competitors.

However, you can get discounts with the use of anti-theft devices, no claims bonus or as a member of recognized automobile association. For a better overview of the premium, use the IFFCO Tokio website online calculator. When filling in your car details and your city you will get a personalized price.

You can also determine the add-ons and the discounts. You can apply for a policy online paying by bank card or internet banking and obtain one in a few clicks.

Benefits:

• Calculate your customized premium online
• Choice of multiple additional coverages
• Discounts applied on conditions
• More than 2,000 cashless garages