This company is a merge between HDFC Finance and Ergo General Insurance Company Ltd and provides a complete list of insurance products for health, car and housing.

On car insurance products the company already serves 75 lakhs drivers in India. HDFC Ergo is assured by ISO and is marked with a high incurred claims ratio. The price depends on the insured vehicle and its features. For an overview of the premium you can use the online calculator on the website of HDFC Ergo.

In general, the prices are seen as relatively competitive when compared with other popular Indian insurers. Regarding assistance, there are numerous garages where you can get your vehicle repaired without charge. 5,000 and more across India, a much higher number than most insurers.

The comprehensive insurance plan covers own damage to the vehicle, personal accident and third-party damage. If desired there is a variety of extra services which can be added such as the depreciation of your vehicle’s parts or emergency assistance. Careful drivers get rewarded with a discount.

Drivers need to prove they have a no claims history. Keep in mind that a no claims bonus can be transferred when renewing a policy with another insurer.

Benefits:

• Easy online premium calculation and application
• Renew your policy or buy a new one
• Several extra services to choose from
• Trusted insurer with experience