Bharti Axa Insurance Company is a joint venture of Bharti and AXA business group. Nowadays it is a company many Indian citizens prefer when insuring their new vehicle or renewing their old insurance plan.

The third-party insurance plan is priced according to governmental indications and covers only third-party liability. On the other hand, the comprehensive plan of Bharti Axa has a broader coverage for both third party and own damages. It fully compensates personal accidents from injuries up to loss of life.

For more protection you can choose between a wide range of additional coverage like hospital expenses, road assistance, depreciation cover or engine protection. When an accident occurs, you can visit one out of 2,500 garages in India that collaborate with Bharti Axa and get your car repaired.

The insurer will take care of expenses except for the depreciation of the replaced parts unless you have chosen for the relevant add-on. To find a customized premium, you can use the online premium calculator of Bharti Axa. The price of the policy depends on several factors such as the details of the insured vehicle and the chosen plan.

The premiums suggested by Bharti Axa are reasonable and quite affordable for the services offered. Also, you can profit from discounts if you have a zero claim bonus.

Advantages:

  • Calculate your premium online
  • Choice of many adds-on coverages
  • Excellent 24 h customer service
  • More than 2,500 garages in India 

Costs & Conditions


Third Party CoverUp to Rs. 7.5 lakhs
Types of coversBasic, Road Assistance, Depreciation Cover, Engine & Gear protection, Personal Accident
Cashless Garages Cashless Garages 2,500 +
Incurred Claim Ratio91.49%
Personal AccidentsUp to Rs. 1 lakh

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> Check your premium online with Bharti Axa!


Representative example of premium:

Type of Car Insured Declared Value Comprehensive Premium 
Maruti Alto 800 LX  Rs. 185,528Rs. 6,435.72

1-year old vehicle being driven in New Delhi by 0 claims bonus driver. No add-ons or discounts applied. (Calculated in December 2017)