The joint venture of Bajaj Limited and the multinational insurer Allianz, is among one of the most popular insurance companies in India and has won several awards from financial and insurance services.

The basic comprehensive policy covers injuries and damages from third parties, damages by natural or man-made disasters and personal accidents of the driver. This is the most standard plan you can choose, offered at a low premium. You can also achieve more deductions by choosing the voluntary excess option. Other discounts apply with no claims bonus or by being a member of an automobile association. For policy renewals 50% of zero claims bonus can be transfered to Bajaj Allianz.

Bajaj Allianz online calculator will help you calculate a personalized premium in a few clicks. For individuals who prefer more security and wider coverage, Bajaj Allianz offers multiple additional services under different pricing schemes. One helpful service is the Smart Drive option, a vehicle tracking system which can help you track your car and other details of it, wherever it is.

The additional services included in the Classic Smart Drive Plan are road assistance, accidents of passengers, key and lock replacement. For more services, the Premium Drive smart plan offers depreciation coverage and engine protection and the Prestige Plan offers in addition compensation on personal objects and transportation facility.

All in all, Bajaj Allianz is a low-priced insurance with vast flexibility in pricing models and choices. You can opt for cheap standard coverage or choose for original extra facilities still at inexpensive premiums.